SaveForWealth
Investor Education

About Me — Shailendra Kumar

I am now an investor, a licensed Mutual Fund Distributor, and a financial guide. I retired early at the age of 52, after a 27-year career in the IT industry and built a sustainable investment corpus that now generates enough passive income to replace my salary. Since 2003 I’ve invested across market cycles, held multibaggers and steady compounders, and learned the practical rules that actually work for long-term wealth and dependable retirement income. SaveForWealth exists to share those rules — and to help others design conservative, implementable plans to retire early and live off their investments.


My Story — In Brief

  • Started investing: 2003 — disciplined, long-term approach.
  • Career: 27 years in IT; Electrical Engineering background (NIT Jamshedpur, 1997).
  • Experienced investor since 2003.
  • Investment success: combination of multibaggers, steady compounders, SIPs and mutual funds built my corpus. I am an ardent follower of Warren Buffet
  • Today: fully retired at 53, actively managing investments and helping others.

How I Help

I design pragmatic monthly-income plans using a layered approach — conservative debt, REITs/InvITs, dividends and mutual funds — balanced to preserve capital while providing steady cash flow. I also provide tailored diversified growth plans.


How I Help (Services)

  • 45-minute Income Strategy Call — personalised plan & 2-page action summary
  • Full portfolio review & rebalancing suggestions
  • Workshops and short courses on retirement income and investment literacy

Credentials & Approach

  • B.Tech (Electrical), NIT Jamshedpur — 1997
  • 27 years in IT industry; experienced investor since 2003
  • Licensed Mutual Fund Distributor — ARN 316269
  • Practical, risk-aware, and implementation-focused advice — no product pushing

My Investment Philosophy

  • Preserve capital first; income second.
  • Income must be diversified across asset buckets.
  • Prefer simplicity and low fees; avoid high-turnover strategies.
  • Plan for inflation and keep a 6–12 month liquidity buffer.

AMFI Registeration No. — ARN 316269.
Mutual Fund investments are subject to market risks; please read all scheme-related documents carefully.