SIP Calculator

Adjust the sliders for your monthly SIP, tenure (in months), expected return and inflation. See invested amount, growth, total future value and today’s real value.

Inputs

months
%
%

Assumes monthly compounding and end-of-month investing. Estimates only — not investment advice.

Total SIP Amount Invested

Total Growth

Total Future Value

Real Value (today’s ₹)

About this SIP Calculator

This tool estimates the maturity value of a Systematic Investment Plan using monthly compounding. Enter your monthly contribution, tenure in months and expected annual return. We also show the inflation-adjusted (real) value using your inflation input.

Outputs are estimates only and exclude taxes/expenses.

FAQ

Can I model step-up SIPs?

Not yet in this version. We can add an annual step-up percentage if you prefer.

Are results guaranteed?

No. These are based on constant-rate assumptions for illustration.

What tenure should I choose?

Longer tenures benefit from compounding. Try 10+ years (120+ months) for long-term goals.