Solution Oriented Mutual Funds
These schemes are designed with a specific long‑term goal — like retirement or a child’s future — and come with a lock‑in to encourage disciplined investing.
1) Retirement Fund
Lock‑in: 5 years or until retirement age (whichever is earlier)
Goal‑based scheme for building a retirement corpus over the long term. The lock‑in supports a disciplined, long‑horizon approach.
RetirementLive examples
2) Children’s Fund
Lock‑in: ≥ 5 years or till the child attains majority (whichever is earlier)
Goal‑based scheme for a child’s future needs — education, milestones, and other long‑term expenses.
ChildrenLive examples
Bottom Line
Use solution‑oriented funds when you want built‑in discipline around a specific goal. Align SIP amount and horizon with the target corpus, and review annually.
Education only; not investment advice. Check each scheme’s SID/KIM for detailed asset allocation, tax treatment, and charges.