Retirement Corpus Calculator
Estimate how much money you’ll need at retirement to cover living expenses. Adjust your current monthly expense, years to retire, inflation, post-retirement return and retirement duration.
Inputs
Assumes yearly expenses increase with inflation during retirement and returns compound at your post-retirement rate.
Required retirement corpus
How we calculate
We first inflate your current monthly expense to the retirement year, then compute the present value of a growing annuity over your retirement duration. By default, withdrawals are assumed at the end of each year (you can switch to beginning).
FAQ
Should I use monthly or annual figures?
This tool models on an annual basis which is adequate for planning. Monthly modelling gives very similar results over long horizons.
Does this include taxes and emergencies?
No. Consider a separate emergency buffer and any taxes applicable on withdrawals.
Can I add pension or rental income?
We can add an offset input to subtract guaranteed income from required corpus if you’d like.