Retirement Mistakes to Avoid

Sidestep the pitfalls that derail retirements — before and after you stop working.

GuardrailsDisciplineRealistic

Common Pitfalls

  • Starting late; saving too little
  • All-debt or all-equity allocations
  • No cash bucket during drawdowns
  • Helping children beyond limits; large gifts
  • Ignoring inflation and healthcare

Education only; not investment advice. Assumptions are illustrative and can change with markets and regulation.